Private Capital Solutions for Real Estate Investors & Small Businesses Nationwide
Asset-backed funding for fix & flip, DSCR rentals, multifamily, bridge loans, and small business working capital nationwide. LLCs and business entities only — fast closings and flexible structures.
Flexible Funding Solutions
Connecting Real Estate Investors and Business Owners to Capital
Traditional banks move slowly and turn down solid opportunities. Our streamlined underwriting targets deal mechanics and asset viability.
Real Estate Investor Capital
Specialized asset-backed financing tailored for acquisition, renovation, refinancing, and portfolio scaling.
- Fix and flip projects (up to 90% Purchase / 100% Rehab)
- DSCR & cash flow rental acquisitions (no tax returns)
- Multifamily, commercial, & portfolio purchases
- Bridge, transitional, & creative transactions
Small Business Capital Options
Fast business-purpose capital designed for expansion, inventory, equipment, and cash flow timing gaps.
- Working capital & operational cash flow support
- Equipment financing & technology purchases
- Bulk inventory & seasonal stock acquisitions
- Short-term bridge & revenue-based capital options
Simple & Transparent
How Our Funding Process Works
Submit Your Request
Fill out our capital review form with property, project, or business requirements.
Review the Numbers
Our underwriting team evaluates the asset, LTV, strategy, and timing.
Match Opportunity
Your scenario is matched with the optimal funding structure and loan terms.
Move Toward Closing
Clear conditions and move swiftly to closing and capital disbursement.
Test Your Loan Scenario Before You Submit
Adjust purchase price, ARV, rehab, rate, and rent to estimate max loan size, DSCR, cash flow, and profit potential. When the numbers work, request this exact deal below.
Deal Scenario
Rental Income & Expenses
Debt-service coverage ratio. Lenders typically want ≥ 1.20–1.25 for DSCR rental loans.
Estimates only, not a commitment to lend. Actual terms depend on full underwriting.
Find the Right Capital for Your Next Move
Tell us what you're working toward, and we'll help identify the capital options that may fit. If you already know what you need, choose your funding path below. If you're unsure, select "Help Me Choose."
What type of capital are you looking for?
Not sure which option fits? That's perfectly fine. Choose "Help Me Choose," and we'll walk you through it.
Proven Funding Models
Real World Deal Scenarios
Examples of capital structures recently deployed for our real estate and business clients.
Who We Fund
- ✓ Real Estate Fix & Flip Investors needing fast purchase and rehab capital.
- ✓ Rental Investors building long-term cash flow portfolios via DSCR loans.
- ✓ Multifamily & Commercial buyers expanding regional real estate footprints.
- ✓ Business Owners seeking operational working capital, equipment, or inventory.
We Do NOT Fund
- ✕ Primary residences or owner-occupied single-family homes.
- ✕ Consumer mortgages or personal household financing.
- ✕ Non-business purpose personal borrowing requests.
- ✕ Projects without clear exit strategies or commercial business intent.
Direct Answers
Frequently Asked Questions
What types of property and business loans do you offer?
We provide asset-backed real estate funding (Fix & Flip, DSCR/Rentals, Multifamily, Commercial, Bridge) as well as Small Business Capital (Working Capital, Equipment Financing, Expansion Funds, Revenue-Based Capital).
Do you fund owner-occupied primary residences?
No. Homedough Private Capital strictly provides business-purpose funding for non-owner occupied investment properties, commercial projects, and commercial business growth.
What are your minimum credit requirements?
Because we focus on asset strength, property ARV, and business cash flow, credit is only one variable in our review. We routinely approve experienced investors and cash-flowing businesses with non-traditional credit profiles.
How fast can capital be closed and disbursed?
Target closing timelines range from 1 to 14 days depending on documentation, appraisal requirements, and deal structure. Fast bridge requests can often close in as little as 3-5 business days.
Do you operate in Virginia only or nationwide?
We are headquartered in Virginia and provide investor and business-purpose funding across all 50 states nationwide.